Credit Card Application Review and Approval:
- Evaluate and analyze credit card applications, reviewing credit histories, income, and other financial data to assess applicant creditworthiness.
- Verify application data is complete and meets established standards and regulatory compliance
- Process all the applications and coordinate with decisions on credit card approvals, declines, or adjustments to credit limits based on established credit policies and scoring models.
Risk Management and Compliance:
- Adhere to credit card risk management guidelines
- Support internal and external audits by ensuring all credit decisions and records are accurate and well-documented.
Customer Interaction and Support:
- Communicate with customers to verify the provided information in the application is accurate and correct.
- Address customer inquiries regarding credit limits, terms, and account status, resolving issues professionally and efficiently.
Reporting and Documentation:
- Prepare and maintain comprehensive records of credit card application decisions and account adjustments, following all regulatory and internal requirements.
- Generate regular reports on application volumes, approval rates, credit card portfolio performance, and risk trends for management review.
Skills
- Should have minimum 3 years working in banking / financial sector
- Fluent in English
- Education: Bachelors Degree or equivalent.
Job Type: Full-time
Application Question(s):
- What is your Notice Period?
- How Much is your Current Salary?