Credit Manager

Company Description

Join a hotel that is a member of the Accor network, whose group brings together more than 45 brands, 5,500 hotels, 10,000 restaurants and lifestyle destinations. Here, we believe in you and what you bring to the table. There are many opportunities for development and advancement. Every gesture, every smile, every action, contributes to creating a positive and memorable impact for our customers, our colleagues and also for our planet. Together, we embody the vision of responsible hospitality.

Take the opportunity to become a Heartist®, and let your heart guide you in this world where life beats faster.

Job Description

We are seeking a highly skilled and experienced Credit Manager to join our team in Doha, Qatar. As the Credit Manager, you will play a crucial role in overseeing our organization's credit policies, managing credit risk, and ensuring optimal cash flow. This position requires a detail-oriented professional with strong analytical skills and a customer-focused approach.

• Develop, implement, and maintain credit policies and procedures to minimize financial risk
• Analyze credit applications and financial statements to assess creditworthiness of potential and existing customers
• Establish credit limits and terms for customer accounts based on thorough risk assessment
• Monitor customer accounts, identify potential credit risks, and implement appropriate actions to mitigate them
• Collaborate with sales and finance teams to balance credit risk with business growth objectives
• Negotiate payment terms and develop strategies to resolve delinquent accounts
• Prepare and present regular reports on credit performance, bad debt, and collections to senior management
• Ensure compliance with local and international credit laws and regulations
• Manage and mentor the credit team, providing guidance and support as needed
• Continuously improve credit management processes to enhance efficiency and effectiveness
• Stay updated on industry trends and best practices in credit management

Qualifications

• Bachelor's degree in Finance, Accounting, or related field; advanced degree or professional certification (e.g., CCP, CICP) is a plus
• Minimum of 5 years of experience in credit management or a related field
• In-depth knowledge of credit analysis, risk assessment, and financial statement interpretation
• Proficiency in credit management software and Microsoft Office suite (Excel, Word, PowerPoint)
• Strong understanding of local and international credit laws and regulations, particularly those applicable in Qatar
• Excellent analytical and problem-solving skills with a keen attention to detail
• Outstanding communication and negotiation skills, with the ability to interact effectively with customers, colleagues, and senior management
• Demonstrated ability to make sound decisions based on financial data and risk analysis
• Strong leadership and team management skills
• Ability to work independently and handle multiple tasks under pressure and tight deadlines
• Excellent organizational and time management skills
• Fluency in English; knowledge of Arabic is a plus

Additional Information

Your team and working environment:
In 1-2 sentences, introduce the team, property or office environment in a way that reflects the culture
Note: Customization may be included for any specific local or legislative requirements, such as work permits